RBL Platinum Delight Credit Card vs HDFC Bank Visa Signature Credit Card
Joining Fees
₹1,000
₹0
Editor's Rating
3.7
3.25
Key Features
- Reward on all purchases PLUS Annual Spend Benefit
- Fuel Surcharge Waiver
- Avail Four Reward Points for every Rs.100 spent during the weekends.
- Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
- Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge
- Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
- Renew the membership for free by spending Rs. 75,000 in a year
- Enjoy the comfort of over 600 global airport
- Earn 2 reward points for every Rs. 150 spends
- Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
- Get up to three add-on cards free for your family
- With the EMV Chip technology in the card, stay protected against fraud
- Zero liability on lost card
- Avail 50 days of interest-free credit from the date of purchase
- Enjoy Revolving Credit at nominal interest rate
- Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
Editor's Review
Pros
- Reward on all purchases
- Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
- Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge Access
Pros
- Enjoy the comfort of over 600 global airport
- Earn 2 reward points for every Rs. 150 spends
- Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
Cons
- No golf benefits
- No insurance benefits
- No cashback offers
