RBL Platinum Delight Credit Card vs Flipkart Axis Bank Credit Card

Joining Fees

₹1,000

₹500

Editor's Rating

3.7

3.7

Key Features

  • Reward on all purchases PLUS Annual Spend Benefit
  • Fuel Surcharge Waiver
  • Avail Four Reward Points for every Rs.100 spent during the weekends.
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge
  • Welcome Benefits: Rs. 600 worth of joining and activation benefits
  • Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card              b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

  • Get unlimited 5% cashback on Flipkart spends
  • Get unlimited 4%  Cashback on Preferred Merchants
  • Get unlimited 1.5%  Cashback on other eligible categories
  • 4 complimentary lounge visits to select airport lounges within India per Calendar year
  • 1% fuel surcharge waiver on all fuel transactions in India
  • On any transaction over Rs. 2,500, convert the purchases into EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India 
  • Annual fee will be waived off on annual spends greater than Rs. 3,50,000     

Editor's Review

Pros

  • Reward on all purchases
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge Access

Pros

  • Unlimited Cashback
  • Complimentary Airport Lounge Access
  • Card replacement fee (lost or stolen or re-issue): Waived

Cons

  • Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
  • 3.5% foreign currency conversion fees
  • No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards


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