RBL Bank Shoprite Credit Card vs YES Prosperity Cashback Credit Card

Joining Fees

₹500

₹999

Editor's Rating

3.4

5

Key Features

  • As Welcome Benefit, avail 2,000 Reward Points. To avail this benefit, you’ve to swipe and use the credit card within 30 days of card issuance, and/or pay the annual membership fee by the payment due date
  • Annual Fee waiver can be availed by making purchases worth Rs. 1.5 Lakhs or more in a membership year
  • Obtain 20 reward points for every Rs. 100 spent on Grocery shopping- Avail maximum of 1,000 reward points per month
  • Earn 1 Reward Point for every Rs. 100 spent on other purchases
  • 5% Value back on grocery shopping is considered with each reward point redeemable for up to Rs. 0.25
  • Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
  • With Shoprite Credit Card get waiver of fuel surcharge at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver is Rs. 100 per month
  • This Credit Card is available on MasterCard, Visa, and RuPay network
  • 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Instant EMI
  • Earn rewards points on your transactions that are converted into EMIs

Editor's Review

Pros
* Welcome benefits

* Annual Fee waiver can be availed by making purchases worth Rs. 1.5 Lakhs or more in a membership year 

* Obtain 20 reward points for every Rs. 100 spent on Grocery shopping- Avail maximum of 1,000 reward points per month

Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges

Pros

  • Preferential Foreign Currency Markup of 3.40% only
  • 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
  • Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons

  • No complimentary Airport Lounge access
  • No Golf/coaching sessions
  • High-interest rate


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