RBL Bank Shoprite Credit Card vs YES Prosperity Cashback Credit Card

Joining Fees

₹500

₹999

Editor's Rating

3.4

5

Key Features

* Fee reversed on spends of Rs. 1 Lakh in the previous year
* Earn 1 Reward Point for every Rs. 100 spent on all purchases except fuel
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping. Maximum 1000 Reward Points in a month you can get
* Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
* 2.5% Value back on fuel spends: Get 10 Reward Points for every Rs. 100 when using the card for fuel. Maximum 1000 Reward Points in a month you can get

  • 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Instant EMI
  • Earn rewards points on your transactions that are converted into EMIs

Editor's Review

Pros
* Welcome benefits
* Fee reversed on spends of Rs. 1 Lac in the previous year
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping.

Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges

Pros

  • Preferential Foreign Currency Markup of 3.40% only
  • 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
  • Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons

  • No complimentary Airport Lounge access
  • No Golf/coaching sessions
  • High-interest rate


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