RBL Bank Shoprite Credit Card vs Bank Of Maharashtra - SBI Card

Joining Fees

₹500

₹499

Editor's Rating

3.4

2.9

Key Features

* Fee reversed on spends of Rs. 1 Lakh in the previous year
* Earn 1 Reward Point for every Rs. 100 spent on all purchases except fuel
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping. Maximum 1000 Reward Points in a month you can get
* Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
* 2.5% Value back on fuel spends: Get 10 Reward Points for every Rs. 100 when using the card for fuel. Maximum 1000 Reward Points in a month you can get

  • Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the  first ATM cash withdrawal, if done within 30 days of receiving the card
  • Annual membership fee reversal from the second year 
  • Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
  • Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
  • Book railway tickets online and they’ll get delivered at your doorstep

Editor's Review

Pros
* Welcome benefits
* Fee reversed on spends of Rs. 1 Lac in the previous year
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping.

Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges

Pros

  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
  • Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
  • On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)

Cons

  • No Complimentary Airport Lounge access 
  • No Golf Privileges 


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