RBL Bank Platinum Maxima Credit Card vs SimplySave SBI Card

Joining Fees

₹2,000

₹499

Editor's Rating

3.3

3.8

Key Features

  • Earn 2 Reward Points for every Rs 100 spent on all your purchases
  • 5X Rewards: Earn 10 Reward Points for every Rs. 100 when you use your card for dining, entertainment, utility bill payments, fuel and international purchases
  • Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
  • Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
  • Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
  • Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends.
  • On all other spends, earn 1 Reward Point per Rs 150 spent
  • Get freedom from paying the 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
  • Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card

Editor's Review

Pros

  • Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
  • Two complimentary access to domestic lounges at all major airports in India

Cons

  • No Fuel Surcharge Wavier
  • High-interest rate

Pros

  • 1% fuel surcharge at any petrol pump
  • Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • Get annual membership fee reversal from second year of your subscription

Cons

  • No Golf/coaching sessions
  • Fee waiver on minimum spend of Rs. 1,00,000
  • No complimentary Airport Lounge Access


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