RBL Bank Platinum Maxima Credit Card vs HDFC Platinum Times Credit Card
Joining Fees
₹2,000
₹1,000
Editor's Rating
3.3
3.4
Key Features
- Earn 2 Reward Points for every Rs 100 spent on all your purchases
- 5X Rewards: Earn 10 Reward Points for every Rs. 100 when you use your card for dining, entertainment, utility bill payments, fuel and international purchases
- Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
- Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
- HDFC Bank Times Platinum Credit Card is enabled for contactless payments
- Fuel Surcharge Waiver
- Zero liability on the lost card
- Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
- The Reward points are valid for 2 years from the date of accumulation
- You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily
Editor's Review
Pros
- Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
- Two complimentary access to domestic lounges at all major airports in India
Cons
- No Fuel Surcharge Wavier
- High-interest rate
Pros
- 25% off on movies and up to 20% off on dining participating restaurants
- Live GPS location-based offers 365 days on Times Card WebApp
- 3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining
Cons
- No complimentary Airport Lounge access
- No Golf Privileges
