RBL Bank Platinum Maxima Credit Card vs Doctor's SBI Card (in association with IMA)

Joining Fees

₹2,000

₹1,499

Editor's Rating

3.3

4

Key Features

  • Earn 2 Reward Points for every Rs 100 spent on all your purchases
  • 5X Rewards: Earn 10 Reward Points for every Rs. 100 when you use your card for dining, entertainment, utility bill payments, fuel and international purchases
  • Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
  • Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
  • Get up to 8 complimentary visits annually to domestic airport lounges in India
  • 1% fuel surcharge waiver 
  • Add-on cards are available along with the primary card 
  • The card can be used over 1 million Visa or MasterCard ATMs across the world

Editor's Review

Pros

  • Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
  • Two complimentary access to domestic lounges at all major airports in India

Cons

  • No Fuel Surcharge Wavier
  • High-interest rate

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA) 
  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs 
  • The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance 
  • Renewal fee reversed if the annual spendings cross Rs 2,00,000  

Cons 

  • No Golf/coaching sessions


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