RBL Bank Platinum Maxima Credit Card vs American Express Membership Rewards Credit Card
Joining Fees
₹2,000
₹1,000
Editor's Rating
3.3
4.1
Key Features
- Earn 2 Reward Points for every Rs 100 spent on all your purchases
- 5X Rewards: Earn 10 Reward Points for every Rs. 100 when you use your card for dining, entertainment, utility bill payments, fuel and international purchases
- Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
- Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
- Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
- Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
- Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
- Redeem Points from the fabulous 18 and 24 Karat Gold Collection
- Exciting Discounts of up to 20% every time you dine at select restaurants
Editor's Review
Pros
- Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
- Two complimentary access to domestic lounges at all major airports in India
Cons
- No Fuel Surcharge Wavier
- High-interest rate
Pros
- Use your American Express Credit Card for your next big purchase & pay in EMI
- Fuel Convenience Fee Waiver
- One of the highest point to INR conversion rates in the market
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High Renewal Fee
