RBL Bank Platinum Max SuperCard vs HDFC Regalia First Credit Card

* Enjoy the BookMyShow Offer: Get 1 + 1 free movie ticket, up to Rs. 200 once a month on any Wednesday
* Avail fuel surcharge waiver up to Rs. 100 per month
* Avail 2 Reward Points for every Rs. 100 that you spend on all you desire and like
* In a month, spend Rs. 10,000 and get 1,000 Reward Points
* Reach spends milestone of Rs. 15,000 in a month to get additional 500 Reward Points. Redeem the points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that is earned on every Rs. 100 spent on Wednesday. The maximum rewards one can earn is 1,000 per month
* Upcoming feature: If you desire to purchase electronic gadgets and home appliances then visit selected Bajaj Finserv partner outlet and get 5X Reward Points
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum Max SuperCard at lower interest rates and convert it into EMIs

• You will receive Welcome Benefit of 1000 Reward Points and renewal benefit of 1000 Reward Points when the membership fee is realized
  In 12 Months, spend Rs. 1,00,000 and get Renewal Fee waived for next renewal year
  Accidental air death cover worth Rs. 50 lakhs
  Emergency overseas hospitalization up to Rs. 10 lakhs
  Credit Liability cover of up to Rs 5,00,000 1% fuel surcharge waiver at fuel stations in India on transactions between Rs.400 and Rs.5000
  Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year
  Avail up to 5% cashback on travel and shopping spends on SmartBuy
  Earn more 2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year
  Enjoy the experience of the Good Food Trail dining program at premium restaurants in top cities
  
  Rewards Rate:
  * 4 reward points on Rs. 150, on all retail spends such as Insurance, Utilities, Education, and RentPay
  

Pros
* Purchase electronic gadgets and home appliances from selected Bajaj Finserv partner outlet and get 5X Reward Points
* Reach spends milestone of Rs. 15,000 in a month to get additional 500 Reward Points. Redeem the points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that is earned on every Rs. 100 spent on Wednesday. The maximum rewards one can earn is 1,000 per month

Cons
* No golf complimentary benefits
* No complimentary airport lounge access
* No cashback offers

Pros
* Enjoy exclusive dining privileges with a 15% discount at partner restaurants
* Avail 4 Reward Points for every Rs. 150 spent

Cons
* No complimentary offers for movie tickets
* No travel benefits in the form of lounge access and there are no air miles or co-branded benefits provided