Compare RBL Bank Platinum Classic SuperCard vs Ixigo AU Bank Credit Card

* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
* Enjoy the BookMyShow Offer: Get 1 + 1 free movie ticket, up to Rs. 200 once a month on any Wednesday
* Avail fuel surcharge waiver up to Rs. 100 per month
* Avail 1 Reward Points for every Rs. 100 that you spend on all you desire and like
* In a month, spend Rs. 10,000 and get 1,000 Reward Points. Redeem the points at www.rblrewards.com/SuperCard for an exciting range of gift vouchers/hotel stays/air tickets etc.
* Upcoming feature: If you desire to purchase electronic gadgets and home appliances then visit selected Bajaj Finserv partner outlet and get 5X Reward Points
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum Classic SuperCard at lower interest rates and convert it into EMIs

Joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. Renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year
Enjoy a 10% discount on Flight Bookings up to Rs. 1,000
Wave goodbye to PG Charges on train bookings
Get 10% Off on Bus Bookings up to Rs. 300
Receive a 10% Instant Off on Hotel Bookings up to Rs. 1,000
Discounts on Flight, Hotel and Bus Bookings can be availed once per month
PG charges are waived twice per month
Avail 20 Reward Points for every Rs. 200 spent on Train Bookings with ixigo
Avail 10 Reward Points for every Rs. 200 spent on online purchases
Avail 5 Reward Points for every Rs. 200 spent offline
1 Complimentary International Lounge Access every year
Priority Pass can be issued upon request
Get 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year
Zero mark-up fee on international purchase
1% surcharge waiver up to Rs. 250 on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India
Avail plethora of options to redeem the Reward Points for amazing benefits. Some of them include: E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings and much more
Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank
Get protected against Travel Credit Card Counterfeit/Skimming and Online frauds
Credit Shield: Up to Rs. 1.5 Lakhs
Convert transactions worth Rs. 2,000 or more into easy EMI options on select tenure of choice. Simply call bank’s Customer Care helpline to book the XpressEMI

Pros
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time

Cons
* No golf complimentary benefits
* No complimentary airport lounge access
* No cashback offers

Pros