Pros
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
Cons
* No golf complimentary benefits
* No complimentary airport lounge access
* No cashback offers