RBL Bank Platinum Bonus SuperCard vs HDFC Diners Club Privilege Credit Card

Joining Fees

₹999

₹2,500

Editor's Rating

3.4

4.3

Key Features

* Avail 1,500 Reward Points on 4 transaction of Rs. 1,000 each per month 
* Get 5,000 Reward Points on crossing spend of Rs. 1,00,000 in a year 
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum Bonus SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Global Acceptance

  • Milestone Benefits: Get Rs. 1,500 worth vouchers of Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
  • Get a Renewal Fee waiver for the next year by spending Rs. 3 Lakhs in the card anniversary year
  • BookMyShow is offering a 'Buy 1 Get 1 Free' deal on weekend tickets for both movies and non-movies. Offer is applicable for shows on Friday, Saturday and Sunday. Maximum discount is Rs. 250/ticket, up to 2 free tickets every calendar month 
  • Get 5X Reward Points on Swiggy and Zomato
  • 2 Complimentary Airport lounge access every calendar quarter worldwide
  • Get 4 Reward Points for every Rs. 150 spent
  • Travel benefits: Get up to 10X Rewards on booking flights and stays at over 150 hotels, both domestic and international, by visiting https://offers.smartbuy.hdfcbank.com/diners
  • Up to 50 days of interest-free credit period from the date of purchase
  • Credit Liability Cover: Rs. 9 lakh
  • Foreign Currency Markup: 2% on all foreign currency spends
  • Revolving Credit is available at a nominal interest rate 
  • Get 5X Reward Points on Swiggy and Zomato. Additional 4X RP is capped at 2500 reward points every calendar month
  • Convert big spends into EMI after purchase
  • HDFC Bank Diners Club Privilege Credit Card is enabled for contactless payments
  • Accidental Air Death Cover worth Rs. 1 Crore
  • Emergency overseas hospitalization: up to Rs. 25 lakhs
  • Get Travel Insurance Cover up to Rs 50,000 on baggage delay
  • Credit Liability cover: Up to Rs. 9 Lakh.
  • Earn 4 Reward Points on every Rs. 150 retail spends
  • Earn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato
  • Earn up to 10X Reward Points on Spends Via Smartbuy
  • Enjoy amazing dining benefits & savings with the Good Food Trail Program: Get up to 20% off on all restaurant bill payments via Swiggy Dineout (Choose from 20000 + restaurants). The offer is inclusive of Restaurant and Swiggy Discount. It's valid only on payments done via the Swiggy App
  • Diners Exclusive Offers:

A. Fast Track Airport Experience: Skip the line for check-in and get help with your baggage

B. Dining Delight:  Enjoy exclusive dining offers ranging from gourmet cuisine to local delicacies

C. Luxury Spas: You can enjoy access to some of the best spas in India at discounted rates

D. Small Medium Enterprise (SME): Get customized offers like workspaces, business insurance, and wellness discounts to meet the unique needs of businesses

Editor's Review

Pros
* Get 5,000 Reward Points on crossing spend of Rs. 1,00,000 in a year
* Rewards Hoon all spends
* Annual Rewards worth Rs. 8,750+

Cons
* No golf benefits
* No airmiles
* No airport lounge access

Pros

  • Milestone Benefits: Get Rs. 1,500 worth vouchers of Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
  • BookMyShow is offering a 'Buy 1 Get 1 Free' deal on weekend tickets for both movies and non-movies
  • Earn 4 Reward Points on every Rs. 150 retail spends, Earn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato, and Earn up to 10X Reward Points on Spends Via Smartbuy

Cons

  • High Annual Fees
  • No Cashback on online spends


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