RBL Bank Paisa On Demand Credit Card vs Canara Bank RuPay Platinum Credit Card

Joining Fees

₹500

₹0

Editor's Rating

3.8

3.6

Key Features

* With Paisa On Demand account and card one can instantly transfer funds to your bank
* Gain lots of Rewards for all your spends
* Transfer as low as Rs. 3000, or as high as the credit limit, to the registered bank account
* Pay the amount back in easy EMIs 
* Use RBL Bank Paisa On Demand Card to purchase stuffs online or swipe at retail stores
* The card benefits are Swipe / Transfer / Withdraw
* Pay interest only on the amount that is used
* Earn Reward Points for all domestic and international purchases and redeem them for desired products at www.rblrewards.com
* Get 1 reward point for every Rs. 100 spent on purchases at merchant outlets
* Get 2 reward points for every Rs. 100 spent on online purchases

  • Welcome Benefits 
  • Insurance Cover
  • Cash Back Offers
  • Concierge Services

Editor's Review

Pros
* Avail 1+1 free movie ticket every month up to Rs. 200 at BookMyShow for Saturday & Sunday shows
* Annual Spends Bonus: Up to 10 times in a year, avail Bonus 2000 Reward Points on spends of every Rs. 1 Lakh
* Fuel Surcharge Waiver: For fuel purchases made between Rs. 500 and Rs. 4,000 (inclusive of both the amounts and excluding the surcharge amount) the Cardmember gets fuel surcharge waiver. The waiver on the fuel surcharge is up to Rs. 100 every month

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Pros

  • Avail Credit Limit up to Rs. 25 Lakhs 
  • Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. Option for Encashment of Reward Points is available, too
  • Get Baggage Insurance up to Rs. 25000
  • Avail Purchase Protection cover of Rs. 25000

Cons

  • No Airport Lounge Access 
  • No Golf Privileges 


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