RBL Bank Paisa On Demand Credit Card vs American Express® Gold Card

Joining Fees

₹500

₹1,000

Editor's Rating

3.8

3.8

Key Features

* With Paisa On Demand account and card one can instantly transfer funds to your bank
* Gain lots of Rewards for all your spends
* Transfer as low as Rs. 3000, or as high as the credit limit, to the registered bank account
* Pay the amount back in easy EMIs 
* Use RBL Bank Paisa On Demand Card to purchase stuffs online or swipe at retail stores
* The card benefits are Swipe / Transfer / Withdraw
* Pay interest only on the amount that is used
* Earn Reward Points for all domestic and international purchases and redeem them for desired products at www.rblrewards.com
* Get 1 reward point for every Rs. 100 spent on purchases at merchant outlets
* Get 2 reward points for every Rs. 100 spent on online purchases

  • Welcome Gift of 4,000 Bonus Membership Rewards® Points
  • Get benefits on travel bookings with American Express Travel Online
  • Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels 
  • Avail 2 Supplementary Gold Credit Cards at no additional cost

Editor's Review

Pros
* Avail 1+1 free movie ticket every month up to Rs. 200 at BookMyShow for Saturday & Sunday shows
* Annual Spends Bonus: Up to 10 times in a year, avail Bonus 2000 Reward Points on spends of every Rs. 1 Lakh
* Fuel Surcharge Waiver: For fuel purchases made between Rs. 500 and Rs. 4,000 (inclusive of both the amounts and excluding the surcharge amount) the Cardmember gets fuel surcharge waiver. The waiver on the fuel surcharge is up to Rs. 100 every month

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Pros

  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
  • Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
  • Enjoy greater flexibility in spending with "no pre-set" limit

Cons

  • The travel rewards can only be redeemed through amextravel.com
  • Variable APR/Interest Rates


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