RBL Bank MoneyTap Black Credit Card vs IDFC FIRST Millennia Credit Card

Joining Fees

₹3,000

₹0

Editor's Rating

3.6

2.75

Key Features

* Get 2 Reward Points for every Rs. 100 spent on all purchases such as travel, groceries, dining and electricity bill
* Avail 5X Reward Points i.e. 10 Reward Points for every Rs. 100 spent online, up to 500 Reward Points in a month
* Monthly Benefit: Earn 1000 Reward Points every month on making at least 5 transactions of Rs. 1000 or more
* Get 10% discount on movie bookings on bookmyshow, up to Rs. 100, any day of the week, 15 times in a year
* Complimentary access to domestic airport lounges, up to 1 visit per calendar quarter
* Earn 8000 Reward Points on annual online spends of Rs. 2.5 lakh
* Earn additional 8000 Reward Points on crossing annual online spends of Rs. 4 lakh
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. The maximum waiver of Rs. 100 per month

  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • Avail 10X Reward Points on all transactions above Rs. 20,000
  • Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
  • Once a month, get a 25% discount on movie tickets up to Rs. 100
  • Personal Accident Cover of Rs. 2 Lakh
  • Avail 20% discount on 1500+ Restaurants and 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399
  • 1% Fuel surcharge waiver at any fuel stations in India up to Rs. 200 every month
  • 10X Rewards on all spends done on your Birthday

Editor's Review

Pros
* Movies and Monthly Rewards along with Airport Lounge Access
* Earn Accelerated Reward Points on online spends benefits
* Earn up to 16000 Reward Points on Annual Spend milestone

Cons
* No golf benefits
* No airmiles

Pros

  • Lifetime free credit card
  • Complimentary Railway lounge access
  • NIL Overlimit fees, NIL Addon charges

Cons

  • No milestone benefits
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • No Airport Lounge Access


More comparisions with RBL Bank MoneyTap Black Credit Card

More comparisions with IDFC FIRST Millennia Credit Card

Downloads