RBL Bank Icon Credit Card vs InterMiles HDFC Bank Platinum Credit Card

* Purchase 1 and get 1 Movie ticket, up to Rs. 200 off, twice in a month at BookMyShow
* Dining privileges such as a complimentary glass of a premium wine or a yummy dessert at any participating premium restaurants
* Enjoy grander hotel stays with complimentary room upgrades, complimentary meals, and other offers at the bank’s hotel partners
* 20 Reward Points for every Rs.100 spent on international and dining spends on weekends
* Get 10,000 Reward Points on spends of Rs. 3 lakhs in a year

• Renewal Benefits

A. Continue the exciting journey with 1,500 InterMiles upon spending Rs. 3,000 within first 30 days of Anniversary date

Experience savings on Flight and Hotel bookings:

A. Get Rs. 500  Flight Discount vouchers

B. Get Rs. 1000  Hotel Discount vouchers

Do note that these Renewal benefits are only applicable on realization of membership fee

• Get 4 InterMiles on every Rs. 150 spent on retail spends
• Get 8 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
• Get 8 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
• Privileges on Etihad Airways

A. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com

B. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

• Domestic Lounge Program: Be greeted with luxury each time when traveling, with access to selected lounges at airports in India with the bank’s network partners
• VISA Lounge Program: Get 8 complimentary visits Per Year (2 per quarter)
• MasterCard Lounge Program: Get 8 complimentary visits (2 per quarter)
• 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
• Zero liability on lost card
• Revolving Credit is available at an interest rate of 3.6% per month
• Avail up to 50 days of free credit period from the date of purchase
• Avail up to 3 Add-on Cards
• Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount

Pros

* Avail another 20,000 Reward Points on spends of Rs. 8 lakhs in a year

* Redeem the Reward Points for air travel, hotel stays, shopping vouchers and much more

* 2 complementary domestic lounge visits every quarter at airports in India

Cons

* No discounts on flights and hotels through air miles

* No Renewal Fee Waiver

Pros

• InterMiles as welcome benefit and reward points
• Domestic lounge access
• Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount

Cons

• InterMiles can only be used for travel related bookings on the InterMiles website
• There are other travel credit cards that offer more redemption options
• No golf or movie benefits