InterMiles HDFC Bank Platinum Credit Card vs RBL Bank Doctor’s SuperCard

• Renewal Benefits

A. Continue the exciting journey with 1,500 InterMiles upon spending Rs. 3,000 within first 30 days of Anniversary date

Experience savings on Flight and Hotel bookings:

A. Get Rs. 500  Flight Discount vouchers

B. Get Rs. 1000  Hotel Discount vouchers

Do note that these Renewal benefits are only applicable on realization of membership fee

• Get 4 InterMiles on every Rs. 150 spent on retail spends
• Get 8 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
• Get 8 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
• Privileges on Etihad Airways

A. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com

B. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

• Domestic Lounge Program: Be greeted with luxury each time when traveling, with access to selected lounges at airports in India with the bank’s network partners
• VISA Lounge Program: Get 8 complimentary visits Per Year (2 per quarter)
• MasterCard Lounge Program: Get 8 complimentary visits (2 per quarter)
• 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
• Zero liability on lost card
• Revolving Credit is available at an interest rate of 3.6% per month
• Avail up to 50 days of free credit period from the date of purchase
• Avail up to 3 Add-on Cards
• Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount

* Get Professional Indemnity Insurance Cover of Rs. 20 lakhs free for first year. To get free auto renewal of the cover, spend Rs. 3.5 lakhs in the second year
* You can convert your available cash limit into a Personal Loan for 3 months at no interest once a year. (Processing fee of 2.5% is applicable; min Rs. 500)
* Enjoy unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date, maximum period of 50 Days. (Processing fee of 2.5% is applicable; min Rs. 500)

W.e.f January 07, 2021, interest is at 1.16% per month will be applicable on Emergency Advance Facility on the SuperCard and no processing fee would be charged.

* Earn 1 Reward Point for every Rs. 100 spent on all stuffs you like
* Earn 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities, Bills2Pay, and Wallet Load. Maximum Cap is 1,000 Reward Points
* In a year, spend Rs. 1 lakh and get Rs. 2000 gift voucher of biggest brands
* Earn additional Rs. 1000 vouchers on spends of Rs. 1.5 lakhs and Rs. 2 lakhs each
* Avail fuel surcharge waiver of up to Rs. 100 per month
* Avail 1+1 Bookmyshow offer on movie tickets, up to Rs. 200, on any 1 Day of the month (Applicable only on Mon-Fri)
* 4 free visit in a year at domestic lounges in all major airports in India
* Maximum limit of 1 complimentary airport lounge access in a quarter
* In a year, spend Rs. 1,00,000 and get second year annual fees of Rs. 999 reversed
* Easily set a 4-digit PIN for the Card using RBL MyCard Mobile App
* With Dial for Cash program, get cash instantly and pay back in installments. Get a pre-approved loan without blocking the credit limit of the Card. Get the advantage of multiple tenure options to pay back your loan in easy installments
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into Easy Monthly Installments (EMIs). Enjoy paying EMIs at low interest rates, without the hassle of any paperwork & at nominal processing fee
* With the facility of Transfer n Pay program, it enables you to transfer outstanding from other bank’s Credit Cards to your Doctor’s SuperCard at lower interest rates and convert it into Easy Monthly Installments (EMIs)
* Xpress Cash is a unique feature allowing to get an instant loan within your credit limit. Pay back in easy installments and enjoy a host of benefits such as document free process and paperless money transfer
* Cash Advance program fulfills your short-term cash requirements. Enjoy a credit-free period of up to 50 days as an added benefit on the Card membership. It is completely hassle-free and paperless
* Contactless payments enabled. Make payments of up to Rs. 5000 at a time using the tap & pay feature
* With RBL MyCard Mobile App, you can pay your bills, check your statements, view previous activity, pay EMIs at a click, and reset PIN for your Card
* Quick Bill Pay' option
* You can drop cheques in the cheque boxes at nearest RBL Bank Branch, or alternatively, send cheques to the RBL Bank address
* RBL Doctor’s Supercard is globally accepted and can make purchases and pay back later in Indian currency
* Access any ATM in India or Overseas that displays MasterCard/Visa/Cirrus/Maestro sign
* Card is equipped with a PIN-based-EMV chip

Pros

• InterMiles as welcome benefit and reward points
• Domestic lounge access
• Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount

Cons

• InterMiles can only be used for travel related bookings on the InterMiles website
• There are other travel credit cards that offer more redemption options
• No golf or movie benefits

Pros
* With the facility of Transfer n Pay program, it enables you to transfer outstanding from other bank’s Credit Cards to your Doctor’s SuperCard at lower interest rates and convert it into Easy Monthly Installments (EMIs)
* Xpress Cash is a unique feature allowing to get an instant loan within your credit limit. Pay back in easy installments and enjoy a host of benefits such as document free process and paperless money transfer
* Cash Advance program fulfills your short-term cash requirements. Enjoy a credit-free period of up to 50 days as an added benefit on the Card membership. It is completely hassle-free and paperless

Cons
* No golf privileges
* No airmiles
* High interest rates