RBL Bank Edition Credit Card vs IDFC FIRST Classic Credit Card

* Earn 10 Edition Cash on every Rs. 100 spent on dining or food purchases made on the Zomato platform
* Earn 2 Edition Cash on every Rs. 100 spent online or food purchases made on any platform other than Zomato
* Earn 1 Edition Cash on every Rs. 100 spent elsewhere
* Earn Bonus Edition Cash worth 2000 on spending Rs. 5,00,000 every year
* 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro: Get complimentary annual membership that’s valid across India. The membership automatically gets renewed every year
* Purchase 1 and get 1 movie ticket free at BookMyShow once every month. The maximum discount amount is Rs. 200 per transaction
* Get 2 complimentary domestic airport lounge access every calendar quarter
* With the complimentary Priority Pass membership, get 2 free international airport lounge access per calendar year. Priority Pass is available on request
* Low Forex Mark-up: The foreign currency mark-up fee is just 1.5%
* Use the Zomato app to check and redeem Edition Cash. Use the app to set the PIN and monitor all the transactions

• Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
• 5% Cashback on first EMI transaction done within 90 days from card set-up
• 10X Reward Points on all transactions above Rs. 20,000
• 6X Reward Points on Online Spends
• 3X Reward Points on all Offline Spends
• Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
• 4 complimentary Railway lounge visits every quarter
• Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
• Fuel surcharge waiver
• 15% discount at 3,000+ Health and Wellness outlets

Pros
* Get complimentary annual membership that’s valid across India for Zomato Pro
* Low Forex Mark-up
* The Edition Cash acts like real money. One can use it to order food online or to pay at restaurants, through its Zomato app. It can also be used as real cash to settle Credit Card bill

Cons
* No golf benefits
* No airmiles
* No fuel surcharge waiver

Pros

• 10X Rewards on all spends done on your Birthday
• Reward points will never expire
• Free Road Side Assistance(RSA) worth Rs. 1,399

Cons

• No milestone benefits
• Airport Lounge access limited, depends on the bank’s current offers
• Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers