RBL Bank Edition Classic Credit Card vs IDFC FIRST Millennia Credit Card

* Get 5 Edition Cash on every Rs. 100 spent on dining or food purchases made on Zomato
* Get 5 Edition Cash on dining by spending Rs. 5,000 in a month on dining
* Get 1.5 Edition Cash on every Rs. 100 spent online or food purchases made on any platform other than Zomato
* Get 1 Edition Cash on every Rs. 100 spent everywhere else
* Avail 2000 Edition Cash on spending Rs. 2,00,000 every year

• Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
• 5% cashback on making the first EMI transaction made within 90 days of card set-up
• Avail 10X Reward Points on all transactions above Rs. 20,000
• Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
• Once a month, get a 25% discount on movie tickets up to Rs. 100
• Personal Accident Cover of Rs. 2 Lakh
• Avail 20% discount on 1500+ Restaurants and 15% discount on 3000+ Health & Wellness Outlets
• Free Road Side Assistance(RSA) worth Rs. 1,399
• 1% Fuel surcharge waiver at any fuel stations in India up to Rs. 200 every month
• 10X Rewards on all spends done on your Birthday

Pros
* On the Zomato app, the Edition Cash works like real money. One can use it to order food online or to pay at restaurants, using their Zomato app. 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro with a complimentary annual membership, which is valid across India. The membership gets automatically renewed every year
* Use Zomato app to check and redeem the Edition Cash. One can also use the app to set their PIN and monitor all transactions

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles

Pros

• Lifetime free credit card
• Complimentary Railway lounge access
• NIL Overlimit fees, NIL Addon charges

Cons

• No milestone benefits
• Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
• No Airport Lounge Access