Welcome Benefits of Paytm SBI Credit Card SELECT includes availing benefits up to Rs. 75,000 with a complimentary Paytm First Membership. You'll also get Rs. 750 as Cashback in Paytm Wallet. The Paytm First Membership will be given only upon the card activation by making a transaction with the card
Get 5% Cashback on Paytm Mall, Movies and Travel
Avail 2% Cashback on all other purchases on Paytm App
On any other spends done offline and online stores, get 1% Cashback
Percentage cashback will be earned in the form of Reward Points on minimum transaction size of Rs. 100 each that are automatically redeemed as Paytm Gift Voucher balance
Stay protected with an extra layer of protection against cyber fraud with Cyber Fraud Insurance cover of Rs. 2,00,000
Milestone Benefit: Obtain complimentary Paytm First Membership Voucher at renewal on achieving annual retail spends of Rs.1,00,000. The cardholder can get eligible for Milestone Gift Voucher of Rs. 2,000 and Rs. 4,000 after achieving annual milestone retail spends of Rs. 4,00,000 and Rs. 6,00,000 for the eligible year, respectively
All eligible Paytm SBI Cardholders will be able to choose any one of the following electronic Gift Voucher (EGV) Options worth Rs. 2,000 and Rs. 4,000 Milestone Gift: Hush Puppies/Bata and Pantaloons
Avail complimentary Priority Pass worth US $99 for the first two years of cardholder membership. Priority Pass Lounge Charges: Airport Lounge visits within India through the Priority Pass Program will be charged with a usage fee of $27 per visit + applicable taxes. Moreover, after exhausting the complimentary visits, every Airport Lounge visits outside India through the Priority Pass Program will be charged a usage fee of $27 per visit + applicable taxes
Avail 4 complimentary domestic lounge visits (Restricted to 1 per quarter)
Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
Get 1% Cashback on all other retail transactions
Obtain up to 50 days of interest free credit
Get up to 4 complimentary add-on cards
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
Avail up to 20% discount on partner restaurants through Dineout
Editor's Review
Pros
Get 1% Fuel Surcharge waiver for transactions between Rs. 500 and Rs. 4000. Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account
Surcharges for Railway Tickets - Railway Counters: Rs. 30 + 2.5% of the transaction amount
Surcharges for Railway Tickets(irctc.co.in ): 1% of the transaction amount plus all applicable taxes
Cons
No complimentary Golf course access or classes
Pros
5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Cons
No rewards as such
Get 1% Cashback on all other retail transactions
Milestone benefits could have been made better
More comparisions with Paytm SBI Credit Card SELECT