Compare Paytm SBI Credit Card SELECT vs Axis Bank Signature Credit Card with Lifestyle Benefits

Welcome Benefits of Paytm SBI Credit Card SELECT includes availing benefits up to Rs. 75,000 with a complimentary Paytm First Membership. You'll also get Rs. 750 as Cashback in Paytm Wallet. The Paytm First Membership will be given only upon the card activation by making a transaction with the card
Get 5% Cashback on Paytm Mall, Movies and Travel
Avail 2% Cashback on all other purchases on Paytm App
On any other spends done offline and online stores, get 1% Cashback
Percentage cashback will be earned in the form of Reward Points on minimum transaction size of Rs. 100 each that are automatically redeemed as Paytm Gift Voucher balance
Stay protected with an extra layer of protection against cyber fraud with Cyber Fraud Insurance cover of Rs. 2,00,000
Milestone Benefit: Obtain complimentary Paytm First Membership Voucher at renewal on achieving annual retail spends of Rs.1,00,000. The cardholder can get eligible for Milestone Gift Voucher of Rs. 2,000 and Rs. 4,000 after achieving annual milestone retail spends of Rs. 4,00,000 and Rs. 6,00,000 for the eligible year, respectively
All eligible Paytm SBI Cardholders will be able to choose any one of the following electronic Gift Voucher (EGV) Options worth Rs. 2,000 and Rs. 4,000 Milestone Gift: Hush Puppies/Bata and Pantaloons
Avail complimentary Priority Pass worth US $99 for the first two years of cardholder membership. Priority Pass Lounge Charges: Airport Lounge visits within India through the Priority Pass Program will be charged with a usage fee of $27 per visit + applicable taxes. Moreover, after exhausting the complimentary visits, every Airport Lounge visits outside India through the Priority Pass Program will be charged a usage fee of $27 per visit + applicable taxes
Avail 4 complimentary domestic lounge visits (Restricted to 1 per quarter)

Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Air Accident Cover up to Rs. 2,50,00,000
Purchase Protection up to Rs. 1,00,000
Loss Travel Document cover/Delay of check-in baggage cover up to 300 USD
Complimentary access to airport lounges in India
With Priority Pass access over 700 VIP lounges in over 90 countries and 275 cities. Only the membership to the Priority Pass Program is complimentary
50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
Discover unique delectable cuisines with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
Fuel surcharge refund valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 10 points on Domestic spends for every Rs. 200
Earn 20 points on International spends for every Rs. 200
100 points on the first online transaction

Pros

Get 1% Fuel Surcharge waiver for transactions between Rs. 500 and Rs. 4000. Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account
Surcharges for Railway Tickets - Railway Counters: Rs. 30 + 2.5% of the transaction amount
Surcharges for Railway Tickets(irctc.co.in ): 1% of the transaction amount plus all applicable taxes

Cons