First Year Fee will get waived off on retail spends of Rs. 1,500/1,000 in the first month
In a calendar year, Renewal Year Fee will get waived off on retail spends of Rs. 25,000
Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
Get 2% cashback on key accelerated categories - Swiggy and Uber
Avail 1% cashback on all other Retail Spends including Paytm spends
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
Get 1% fuel surcharge waived off on fuel transactions between Rs. 400 andRs. 5,000.
Obtain up to 50 days of interest free credit
Enjoy No Cost & Low cost EMI options on your credit card
Get up to Rs. 10,000 cashback on MakeMyTrip
Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
5% cashback on duty-free spends
Up to 25% discount at the top 750 restaurants in India
Access 20 premier golf courses in India and 150 worldwide
Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
Editor's Review
Pros
Welcome Benefits
Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
Get 2% cashback on key accelerated categories - Swiggy and Uber
Cons
No golf benefits
No discount on partner restaurants through Dineout
No airport lounge access
Pros
2% foreign currency markup* fee on overseas spends
Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
Cons
High Annual Fee of Rs. 5,000
No fee waiver
No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)
More comparisions with Paytm HDFC Bank Digital Credit Card