As a Milestone Benefit, avail up to Rs. 1200 cashback annually - 1% Cashback upon spending Rs.10,000 every month (Non-EMI, Non-Wallet and Non-Rental Spends)
The First Year Fee will get waived upon spending Rs. 30,000 (Non-EMI spends) within the first 90 days. The Renewal Year Fee will get waived upon spending Rs. 50,000 (Non-EMI spends) in the 12 months period. Monthly fee will get waived off on retail spends of Rs. 5000 in a month (Non-EMI spends)
Avail 3% Cashback on purchases on Paytm [Recharge + Utility + Movies + Mini App]
Avail 2% Cashback on all other Select Paytm Spends
Avail 1% Cashback on all other Retail Spends
Enjoy up to 50 days of interest-free period
Avail up to 4 complimentary add-on cards
Zero Lost card liability
Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. Rs. 5,000
Enjoy up to 20% discount on partnered restaurants via Dineout
Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Air Accident Cover up to Rs. 2,50,00,000
Purchase Protection up to Rs. 1,00,000
Loss Travel Document cover/Delayof check-in baggage cover up to 300 USD
Complimentary access to airport lounges in India
With Priority Pass access over 700 VIP lounges in over 90 countries and275 cities. Only the membership to the Priority Pass Program is complimentary
50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
Discover uniquedelectable cuisines with AxisBank Dining Delights thatoffers15% off at partnered restaurants in India
Fuel surcharge refund valid on transactions between Rs.400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 10 points on Domestic spends for every Rs. 200
Earn 20points on International spends for every Rs. 200
100points onthe first online transaction
Editor's Review
Pros
The card is most useful for those who use Paytm daily users of Paytm
Decent cashback and offers on spends made with Paytm
Enjoy up to 20% discount on partnered restaurants via Dineout
Cons
No airport lounge access
No rewards as such
The cashback obtained on transactions other than the eligible category is relatively low at 1%
Pros
Avail Gift Vouchers from top brands
Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
Obtain Air Accident Insurance Cover
Cons
The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
More comparisions with Paytm HDFC Bank Credit Card