My Business Credit Card – Axis Bank vs AMEX Platinum Travel Credit Card

Joining Fees

₹999

₹3,500

Editor's Rating

4.3

4.5

Key Features

  • On any transaction over RS. 2,500, convert purchases to EMI
  • Use My Business Credit card to withdraw cash unto 30% of your credit limit from over 1 million Visa ATMs
  • Initiate a simple Standing Instruction on your credit card to ensure utility bills are paid on time every month
  • Avail two Complimentary Airport Lounge visit within India every quarter
  • Rewards Points can be redeemable for Travel Vouchers worth Rs. 3,500
  • 4 complimentary visits per year to airport lounges across India
  • Get Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels
  • If you don't wish to redeem rewards points for Travel Vouchers, you can then redeem them by choosing from over 500 other redemption options
  • Avail 20% discounts or more every time you dine at select restaurants

Editor's Review

Pros

  • 1% fuel surcharge waiver on all fuel transactions in India
  • Low joining and renewable fees
  • Earn eEDGE REWARD points for transactions and 500+ rewards and offers to redeem points with every Rs. 200 spent on the credit card

Cons

  • No complimentary Golf/coaching sessions

Pros

  • Massive reward points on this credit card. One of the best cards with reward points
  • Travel benefit vouchers are great those who travel frequently and prefer to stay with Taj Hotel
  • The reward points earned can easily be redeemed by choosing other items from catalogue, giving a free hand to cardholders

Cons

  • No complimentary Golf/coaching sessions
  • Not many benefits on entertainment, in fact, there aren’t any.
  • No Annual/Joining Fee reversal comes with American Express Platinum Travel credit card


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