Max SBI Card SELECT vs Citibank Cashback Credit Card

• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points. 
• On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points.
• Avail 12,000 bonus Reward Points on annual spends of Rs 150,000 across all Landmark Stores.
• 1% fuel surcharge waiver 

• 5% Cashback on Telephone & Utility Bill payments, and Movie ticket purchases and 0.5% Cashback on all other spends
• The unredeemed cashback is evergreen as it'll never expire
• Turn big purchases into small payments
• Instant Loans
• Over 26,000 offers and privileges on travel, hotels, shopping, entertainment, spas, Golf and much more

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies.
• Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel).
• Cumulative milestone benefits up to 34400 RP worth Rs 8600.                                             

Cons 

• No golf/coaching sessions

Pros

• The Citibank Cash Credit Card gives the advantage of earning Cash points on every purchase
• This Credit Card has privileges from booking Tickets, Dining, Bill Payment and more
• Get benefits worth Rs. 3,300+ in the first year

Cons:

• No Complimentary Airport Lounge access