Max SBI Card SELECT vs AXIS Bank IOCL Rupay Credit Card

Joining Fees

₹1,499

₹500

Editor's Rating

3.9

Key Features

  • On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points. 
  • On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points.
  • Avail 12,000 bonus Reward Points on annual spends of Rs 150,000 across all Landmark Stores.
  • 1% fuel surcharge waiver 
  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
  • Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
  • Earn Reward Points on UPI Payments by linking the card to UPI
  • 20 reward points per Rs. 100 on fuel spends on IOC Terminal
  • 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
  • 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
  • 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
  • Annual Fee waived off if spends more than Rs. 50000 per year
  • 10% instant discount for movie ticket booked via BookMyshow website
  • Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies.
  • Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel).
  • Cumulative milestone benefits up to 34400 RP worth Rs 8600.                                             

Cons 

  • No golf/coaching sessions

Pros

  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
  • Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
  • 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

  • No International Airport Lounge access
  • No Golf benefits
  • No travel miles benefits


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