Lifestyle HC SBI Card vs HDFC Bank Visa Signature Credit Card
Joining Fees
₹499
₹0
Editor's Rating
2.5
3.25
Key Features
- 1% fuel surcharge waiver
- Earn 1,000 bonus Reward Points on annual spends of Rs 20,000 across all Landmark Stores
- Earn 2,000 bonus Reward Points on annual spends of Rs 45,000 across all Landmark Stores
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
- Renew the membership for free by spending Rs. 75,000 in a year
- Enjoy the comfort of over 600 global airport
- Earn 2 reward points for every Rs. 150 spends
- Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
- Get up to three add-on cards free for your family
- With the EMV Chip technology in the card, stay protected against fraud
- Zero liability on lost card
- Avail 50 days of interest-free credit from the date of purchase
- Enjoy Revolving Credit at nominal interest rate
- Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
Editor's Review
Pros
- Convert the Reward Points into Landmark rewards and get dual benefit
- Get 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
Cons
- No Airport Lounge access
- No Golf/coaching sessions
Pros
- Enjoy the comfort of over 600 global airport
- Earn 2 reward points for every Rs. 150 spends
- Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
Cons
- No golf benefits
- No insurance benefits
- No cashback offers
