Lifestyle HC SBI Card vs HDFC Bank Titanium Edge Credit Card
Joining Fees
₹499
₹0
Editor's Rating
2.5
3.9
Key Features
- 1% fuel surcharge waiver
- Earn 1,000 bonus Reward Points on annual spends of Rs 20,000 across all Landmark Stores
- Earn 2,000 bonus Reward Points on annual spends of Rs 45,000 across all Landmark Stores
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- Annual fees: Renew the membership for free by spending Rs. 50,000 in a year
- Avail 2 reward points for every Rs. 150 spends
- Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
- Redeem the reward points for cash back against the outstanding amount on the Credit Card (100 Reward Points = Rs. 10)
- Earn 50% more reward points as exclusive dining privileges
- Fuel: Enjoy savings of up to Rs. 250 every billing cycle with a 100% fuel surcharge waiver
- Zero liability on lost card
- With the EMV Chip technology in the card, stay protected against fraud
- Avail of 50 days of interest-free period from the date of purchase
- Enjoy Revolving Credit at nominal interest rate
- Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
Editor's Review
Pros
- Convert the Reward Points into Landmark rewards and get dual benefit
- Get 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
Cons
- No Airport Lounge access
- No Golf/coaching sessions
Pros
- Avail 2 reward points for every Rs. 150 spends
- Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
- Earn 50% more reward points as exclusive dining privileges
Cons
- No golf benefits
- No insurance benefits
- No airport lounge access
