Lifestyle HC SBI Card SELECT vs HDFC Platinum Times Credit Card
Joining Fees
₹1,499
₹1,000
Editor's Rating
2.5
3.4
Key Features
- 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- HDFC Bank Times Platinum Credit Card is enabled for contactless payments
- Fuel Surcharge Waiver
- Zero liability on the lost card
- Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
- The Reward points are valid for 2 years from the date of accumulation
- You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily
Editor's Review
Pros
- Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
- 1% fuel surcharge waiver
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- 25% off on movies and up to 20% off on dining participating restaurants
- Live GPS location-based offers 365 days on Times Card WebApp
- 3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining
Cons
- No complimentary Airport Lounge access
- No Golf Privileges
