Lifestyle HC SBI Card SELECT vs Induslnd Bank Nexxt Credit Card

Joining Fees

₹1,499

₹10,000

Editor's Rating

2.5

3.8

Key Features

  • 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees 
  • Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
  • Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
  • On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
  • Flexible options to pay through EMI, Reward points or Credit
  • Earn 1 Reward Point for every Rs. 150 spent
  • Fuel Surcharge Waiver
  • Redeem reward points in the following ways: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, and Cash Credit

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs    
  • 1% fuel surcharge waiver      
  • Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies                                                                     

Cons 

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access 

Pros

  • BookMyShow offer
  • VIP airport lounges
  • Travel Insurance Cover

Cons

  • No Golf Privileges 


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