Lifestyle HC SBI Card SELECT vs HDFC Bank World MasterCard Credit Card
Joining Fees
₹1,499
₹0
Editor's Rating
2.5
3.25
Key Features
- 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
- Earn 2 reward points for every Rs. 150 spends
- Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle
- Save up to Rs. 8300 on lounge access and fuel costs every year
- Get up to three add-on cards free for your family
- With the EMV Chip technology in the card, stay protected against fraud
- Zero liability on lost card
- Avail 50 days of interest-free credit from the date of purchase
- Enjoy Revolving Credit at nominal interest rate
- Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
Editor's Review
Pros
- Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
- 1% fuel surcharge waiver
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
- Earn 2 reward points for every Rs. 150 spends
- Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle
Cons
- No golf benefits
- No insurance benefits
- No cashback offers
