Lifestyle HC SBI Card SELECT vs HDFC Diners ClubMiles Credit Card

• 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees 
• Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
• Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points

• Access 1000+ leading lounges across the globe with complimentary access six times a year through HDFC exclusive lounge program
• Benefits of a concierge for all your travel needs
• 15% discount and other benefits at some of the finest restaurants. You can select from over 1400 offers with partners across the world
• Insurance Benefits  

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs    
• 1% fuel surcharge waiver      
• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies                                                                     

Cons 

• No Golf/coaching sessions
• No complimentary Airport Lounge access 

Pros

• 6 complimentary access to 700+ lounges worldwide annually
• Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
• Get air accident cover of Rs. 1 crore

Cons

• No complimentary offers for movie tickets 
• No Cashback on online spends 
• No Golf Privileges