Lifestyle HC SBI Card SELECT vs HDFC Bank Platinum Plus Credit Card

• 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees 
• Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
• Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points

• Get 2 reward points for every Rs. 150 spent
• Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
• Avail up to three add-on cards for free
• With the EMV Chip technology in the card, stay protected against fraud
• Zero liability on lost card if reported immediately
• 50 days of interest-free credit
• Pay utility and phone bills with ease by registering the card for SmartPay

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs    
• 1% fuel surcharge waiver      
• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies                                                                     

Cons 

• No Golf/coaching sessions
• No complimentary Airport Lounge access 

Pros

• 2 reward points for every Rs. 150 spent
• Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
• Zero liability on lost card if reported immediately

Cons

• No golf benefits
• No fuel benefits
• No airport lounge access