Lifestyle HC SBI Card SELECT vs YES Prosperity Rewards Plus Credit Card
Joining Fees
₹1,499
₹499
Editor's Rating
2.5
3.8
Key Features
- 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- 500 Reward Points on each YES PayNow registration
- 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets
- 4 Reward Points for every Rs. 200 on other categories
- Exclusive Catalogue of Products
Editor's Review
Pros
- Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
- 1% fuel surcharge waiver
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Accelerated Rewards on Supermarkets and Grocery Stores
- Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
- Fuel Surcharge Waiver
Cons
- No complimentary Golf Lessons/Sessions
- No Complimentary Priority Pass Membership
- No Airport Lounge access
