Lifestyle HC SBI Card SELECT vs Citi Rewards Credit Card

Joining Fees

₹1,499

₹1,000

Editor's Rating

2.5

4.1

Key Features

  • 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees 
  • Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
  • Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
  • On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
  • Earn minimum 1 reward point for every 125 on all purchases
  • Gain 10X reward points at online, physical department, and apparel stores
  • Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
  • You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
  • Instant Loans

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs    
  • 1% fuel surcharge waiver      
  • Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies                                                                     

Cons 

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access 

Pros

  • Get rewarded every time you shop
  • Redeem Miles instantly via SMS against purchases at leading brands
  • Turn big purchases into small payments

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access


More comparisions with Lifestyle HC SBI Card SELECT

More comparisions with Citi Rewards Credit Card

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