Lifestyle HC SBI Card SELECT vs IndusInd Bank Tiger Credit Card

• 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees 
• Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
• Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points

• Avail up to 6 Accelerated Reward Points on every Rs. 100
• 1.50% Discounted Forex Mark-up Fee
• Golf - 1 Complimentary Game or Lesson per Quarter
• 2 Complimentary Domestic Lounge Access in a quarter and 2 International Lounge Access in a year via Priority Pass
• 1 complimentary movie ticket up to Rs. 500 on BookMyShow every 6 months in a calendar yea
• Get 1% fuel surcharge waiver across all fuel stations in India. This is applicable for all fuel transactions between Rs. 400 to Rs. 4000 only
• Avail ‘Total Protect' that is a program designed to cover you for the following:

a. Unauthorized transactions in case of loss/theft of card: Get insurance cover up to 48 hours prior to reporting the loss of the card.

b. Counterfeit fraud: Since there is a possibility of the card or card details to be stolen and misused to produce counterfeit cards, the bank offers an insurance to protect against such incidents.
c. Air accident cover: Avail a complimentary personal air accident insurance cover of up to Rs 25,00,000.

• 24/7 Concierge services
• Redeem Reward Points in IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, and Cash credit
• Avail the Auto Assist facility that provides the following services:

a. Roadside Repair Service

b. Emergency Fuel Supply: If your vehicle is stranded on the road due to lack of fuel, the Auto Assist will arrange to deliver the fuel (up to 5 litre) to the location where the vehicle is stranded.

c. Flat Tyre Services: If a flat tyre issue arises, the Auto Assist Service arranges a mechanic to come and repair the flat tyre.

d. Keys Locked Inside: In case of car keys getting locked inside the car or getting misplaced, Auto Assist will arrange for a locksmith to come and either prepare a new car key or open the car for you at the time of need.

e. Battery Service: If battery stops functioning, the Auto Assist will arrange a service provider to come for battery repair at the vehicle’s breakdown location.

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs    
• 1% fuel surcharge waiver      
• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies                                                                     

Cons 

• No Golf/coaching sessions
• No complimentary Airport Lounge access 

Pros

• Golf - 1 Complimentary Game or Lesson per Quarter
• 2 Complimentary Domestic Lounge Access in a quarter and 2 International Lounge Access in a year via Priority Pass
• 1 complimentary movie ticket up to Rs. 500 on BookMyShow every 6 months in a calendar year

Cons

• No dining benefits
• No cashback offers