Lifestyle HC SBI Card SELECT vs Axis Bank Magnus Credit Card

Joining Fees

₹1,499

₹10,000

Editor's Rating

2.5

4.3

Key Features

  • 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees 
  • Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
  • Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
  • On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
  • 12 Axis EDGE REWARDS Points on every Rs. 200 that you spend
  • 25,000 EDGE REWARDS Points worth Rs. 5,000 on monthly spends of Rs. 1 Lakh
  • 5X EDGE REWARDS on travel spends via TRAVEL EDGE
  • 8 complimentary end-to-end VIP services at the airport and 8 Complimentary International Lounge visits per year with the Priority Pass Card
  • Unlimited visits to select Airport Lounges in India
  • Bookmyshow benefits: Purchase one movie/non-movie ticket and get up to Rs.500 off on the second
  • Avail 40% discount at 4000+ partnered restaurants in India
  • Indulge in hand-picked experiences around the globe with Extraordinary Weekends
  • Get Virtual health assistance including tele-consultation, health coaching, home quarantine programs, personalized oncology care and more
  • Get expert medical opinion from the panel of world class specialists at leading institutions
  • Get special preventive healthcare packages and a range of privileges with SRL diagnostics, Dr. Lal PathLab and Metropolis
  • No cash withdrawal fees
  • 24X7 DEDICATED CONCIERGE

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs    
  • 1% fuel surcharge waiver      
  • Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies                                                                     

Cons 

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access 

Pros

  • Global Travel and Medical Assistance
  • Annual Fee of Rs 10,000 + Taxes waived off on the spend of Rs.15 lakhs in preceding year
  • Reduced mark-up fee of 2% on foreign transactions

Cons

  • No Golf/coaching sessions


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