Kotak Urbane Gold Credit Card vs Standard Chartered Platinum Rewards Credit Card

Kotak Urbane Gold Credit Card

Standard Chartered Platinum Rewards Credit Card

Joining Fees

₹199

₹250

Editor's Rating

4.2

Key Features

Avail 3X Reward Points per Rs. 100 spent across all categories
Pay with Reward Points at selected merchant outlets
Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting

Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
Earn 1 reward point for every Rs. 150 spent on all other categories
Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
This is a Contactless credit card
Enjoy the enhanced security for online transactions through 3D secure OTP verification
Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Editor's Review

Pros

Earn 3X Reward Points against retail spends of Rs.100
Get 4 PVR tickets or 10,000 Reward Points on annual
This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.

Cons