Kotak Urbane Gold Credit Card vs RBL Bank Platinum Maxima Plus Credit Card

• Avail 3X Reward Points per Rs. 100 spent across all categories
• Pay with Reward Points at selected merchant outlets
• Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
• If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting 

• Obtain 2 reward points for every Rs. 100 spent on purchases
• Avail 5x benefits- Easily get 10 reward points for every Rs. 100 when using the credit card for dining, entertainment, grocery, and international purchases
• In a year, make purchases of Rs. 2 lakhs or more and get 10,000 reward points
• Cross Rs. 3.5 lakhs of annual spending on the card and get additional 10,000 bonus reward points
• Cross Rs. 5 lakhs of annual spending on the card and avail additional 10,000 bonus reward points
• Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow. Simply select RBL Bank Buy 1 Get 1 Offer under the Offers/Discounts section on the BookMyShow website or mobile app to avail this offer
• 2 complimentary visits every calendar quarter at domestic airport lounges across all major airports within India. This Lounge Program is offered by MasterCard/Visa
• 1% surcharge on fuel

Pros

• Earn 3X Reward Points against retail spends of Rs.100
• Get 4 PVR tickets or 10,000 Reward Points on annual
• This card is good for those who spend frequently on various categories like retail shopping, groceries, etc. 

Cons

• No Golf Privileges 
• No Concierge Services 
• No Airport Lounge access 

Pros

• 2 reward points for every Rs. 100 spent on purchases
• Avail 5x benefits
• Welcome benefits

Cons

• No railway lounge access
• No golf benefits
• No international airport lounge access