Kotak Urbane Gold Credit Card vs Kotak League Platinum Credit Card
Joining Fees
₹199
₹500
Editor's Rating
4.2
3.9
Key Features
- Avail 3X Reward Points per Rs. 100 spent across all categories
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
- If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting
- 8X reward points on every Rs. 150 spent
- Fuel Surcharge Applicable
- Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
- League Priority Attend
Editor's Review
Pros
- Earn 3X Reward Points against retail spends of Rs.100
- Get 4 PVR tickets or 10,000 Reward Points on annual
- This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
- Earn up to 8X Reward Points on every Rs.150 spent across all categories
- Railway Surcharge Waiver
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
