Kotak Urbane Gold Credit Card vs Induslnd Bank Nexxt Credit Card

Joining Fees



Editor's Rating



Key Features

  • Avail 3X Reward Points per Rs. 100 spent across all categories
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting 
  • Flexible options to pay through EMI, Reward points or Credit
  • Earn 1 Reward Point for every Rs. 150 spent
  • Fuel Surcharge Waiver
  • Redeem reward points in the following ways: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, and Cash Credit

Editor's Review


  • Earn 3X Reward Points against retail spends of Rs.100
  • Get 4 PVR tickets or 10,000 Reward Points on annual
  • This card is good for those who spend frequently on various categories like retail shopping, groceries, etc. 


  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 


  • BookMyShow offer
  • VIP airport lounges
  • Travel Insurance Cover


  • No Golf Privileges 

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