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Kotak Solaris Platinum Credit Card vs Lifestyle HC SBI Card PRIME

Kotak Solaris Platinum Credit Card
Kotak Solaris Platinum Credit Card
Kotak Mahindra Bank · Mastercard
3.6
₹500 / Joining Fees
Apply Now →
VS
Lifestyle HC SBI Card PRIME
Lifestyle HC SBI Card PRIME
SBI · Visa
3.5
₹2,999 / Joining Fees
Apply Now →
Fees
Kotak Mahindra Bank
SBI
Joining Fees
₹500
₹2,999
Renewal Fees
₹500
₹2,999
Network
Mastercard
Visa
Editor's Review
3.6
3.5
Free Lounge Access
No
Yes
Features
Kotak Solaris Platinum Credit Card
  • Earn 5X reward points on every Rs.150 spend on online purchases
  • Earn 2X reward points for every Rs.150 on other spends
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver 

 

Lifestyle HC SBI Card PRIME
  • Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
  • Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
  • Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
  • Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
  • On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
Editor's Review
Kotak Solaris Platinum Credit Card

Pros

  • Get up to 5X Reward Points on every Rs.150 spent on online purchases
  • Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access
Lifestyle HC SBI Card PRIME

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points. 
  • 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
  • Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year                                                                                        

Cons 

  • No golf/coaching sessions

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