Kotak Solaris Platinum Credit Card vs Kotak NRI Royale Signature Credit Card
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Fees
Kotak Mahindra Bank
Kotak Mahindra Bank
Joining Fees
₹500
₹1,000
Renewal Fees
₹500
₹1,000
Network
Mastercard
Visa
Editor's Review
3.6
3.6
Free Lounge Access
No
Yes
Features
Kotak Solaris Platinum Credit Card
- Earn 5X reward points on every Rs.150 spend on online purchases
- Earn 2X reward points for every Rs.150 on other spends
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
Kotak NRI Royale Signature Credit Card
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Kotak Solaris Platinum Credit Card
Pros
- Get up to 5X Reward Points on every Rs.150 spent on online purchases
- Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
Kotak NRI Royale Signature Credit Card
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
