Kotak Solaris Platinum Credit Card vs HDFC Bank World MasterCard Credit Card

Kotak Solaris Platinum Credit Card
Kotak Solaris Platinum Credit Card
Kotak Mahindra Bank · Mastercard
3.6
₹500 / Joining Fees
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VS
HDFC Bank World MasterCard Credit Card
HDFC Bank World MasterCard Credit Card
HDFC Bank · Mastercard
3.25
₹0 / Joining Fees
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Fees
Kotak Mahindra Bank
HDFC Bank
Joining Fees
₹500
₹0
Renewal Fees
₹500
₹0
Network
Mastercard
Mastercard
Editor's Review
3.6
3.25
Free Lounge Access
No
Yes
Features
Kotak Solaris Platinum Credit Card
  • Earn 5X reward points on every Rs.150 spend on online purchases
  • Earn 2X reward points for every Rs.150 on other spends
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver 

 

HDFC Bank World MasterCard Credit Card
  • Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
  • Earn 2 reward points for every Rs. 150 spends
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle
  • Save up to Rs. 8300 on lounge access and fuel costs every year
  • Get up to three add-on cards free for your family
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card
  • Avail 50 days of interest-free credit from the date of purchase
  • Enjoy Revolving Credit at nominal interest rate
  • Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
Editor's Review
Kotak Solaris Platinum Credit Card

Pros

  • Get up to 5X Reward Points on every Rs.150 spent on online purchases
  • Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access
HDFC Bank World MasterCard Credit Card

Pros

  • Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
  • Earn 2 reward points for every Rs. 150 spends
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle

Cons

  • No golf benefits
  • No insurance benefits
  • No cashback offers

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