Kotak Solaris Platinum Credit Card vs Citi Rewards Credit Card

• Earn 5X reward points on every Rs.150 spend on online purchases
• Earn 2X reward points for every Rs.150 on other spends
• Fuel Surcharge Waiver
• Railway Surcharge Waiver 

• Earn minimum 1 reward point for every 125 on all purchases
• Gain 10X reward points at online, physical department, and apparel stores
• Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
• You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
• Instant Loans

Pros

• Get up to 5X Reward Points on every Rs.150 spent on online purchases
• Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

• No complimentary Golf lessons/green 
• No complimentary Airport Lounge access

Pros

• Get rewarded every time you shop
• Redeem Miles instantly via SMS against purchases at leading brands
• Turn big purchases into small payments

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access