Kotak Solaris Platinum Credit Card vs Citi Rewards Credit Card

Kotak Solaris Platinum Credit Card
Kotak Solaris Platinum Credit Card
Kotak Mahindra Bank · Mastercard
3.6
₹500 / Joining Fees
Apply Now →
VS
Citi Rewards Credit Card
Citi Rewards Credit Card
Citibank · Mastercard
4.1
₹1,000 / Joining Fees
Apply Now →
Fees
Kotak Mahindra Bank
Citibank
Joining Fees
₹500
₹1,000
Renewal Fees
₹500
₹1,000
Network
Mastercard
Mastercard
Editor's Review
3.6
4.1
Free Lounge Access
No
No
Features
Kotak Solaris Platinum Credit Card
  • Earn 5X reward points on every Rs.150 spend on online purchases
  • Earn 2X reward points for every Rs.150 on other spends
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver 

 

Citi Rewards Credit Card
  • Earn minimum 1 reward point for every 125 on all purchases
  • Gain 10X reward points at online, physical department, and apparel stores
  • Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
  • You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
  • Instant Loans
Editor's Review
Kotak Solaris Platinum Credit Card

Pros

  • Get up to 5X Reward Points on every Rs.150 spent on online purchases
  • Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access
Citi Rewards Credit Card

Pros

  • Get rewarded every time you shop
  • Redeem Miles instantly via SMS against purchases at leading brands
  • Turn big purchases into small payments

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access

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