Kotak Solaris Platinum Credit Card vs RBL Bank Mocash Credit Card

Kotak Solaris Platinum Credit Card
Kotak Solaris Platinum Credit Card
Kotak Mahindra Bank · Mastercard
3.6
₹500 / Joining Fees
Apply Now →
VS
RBL Bank Mocash Credit Card
RBL Bank Mocash Credit Card
RBL Bank · Mastercard
3.7
₹500 / Joining Fees
Apply Now →
Fees
Kotak Mahindra Bank
RBL Bank
Joining Fees
₹500
₹500
Renewal Fees
₹500
₹500
Network
Mastercard
Mastercard
Editor's Review
3.6
3.7
Free Lounge Access
No
No
Features
Kotak Solaris Platinum Credit Card
  • Earn 5X reward points on every Rs.150 spend on online purchases
  • Earn 2X reward points for every Rs.150 on other spends
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver 

 

RBL Bank Mocash Credit Card

* 1 Reward point / Rs. 100 spent except fuel
* 2 Reward points / Rs. 100 on online spends
* Get 10% discount on movie bookings at Bookmyshow, 15 times in a year
* Avail Rs. 1000 shopping voucher on every Rs. 1 lakh spent online, a maximum of 5 times in a year
* Fuel Surcharge Waiver: Get waiver of fuel surcharge up to Rs. 100 a month for fuel transactions between Rs. 500 and Rs. 4000
* MoCash gives the complete flexibility to avail a line of credit within minutes. Anytime transfer funds from the MoCash app to the registered bank account and payback in easy EMIs
* MoCash also provides the convenience of using a physical credit card for retail and online purchases
* Instant Decisioning: Get to know the credit limit on RBL Bank MoCash app within 3 minutes
* No usage No interest: Only pay interest on the amount borrowed
* 24/7 instant funds transfer: Transfer funds to the registered bank account whenever desired
* Pay back the loan borrowed in EMIs as per desired tenure
* Convert the Card spends into EMIs from the MoCash app

Editor's Review
Kotak Solaris Platinum Credit Card

Pros

  • Get up to 5X Reward Points on every Rs.150 spent on online purchases
  • Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access
RBL Bank Mocash Credit Card

Pros
* Movie Benefits
* Online Shopping Benefits
* Pay back the loan borrowed in EMIs as per desired tenure and convert the Card spends into EMIs from the MoCash app

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

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