Kotak Solaris Platinum Credit Card vs Citi Prestige Credit Card
VS
Fees
Kotak Mahindra Bank
Citibank
Joining Fees
₹500
₹20,000
Renewal Fees
₹500
₹20,000
Network
Mastercard
Mastercard
Editor's Review
3.6
4.1
Free Lounge Access
No
Yes
Features
Kotak Solaris Platinum Credit Card
- Earn 5X reward points on every Rs.150 spend on online purchases
- Earn 2X reward points for every Rs.150 on other spends
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
Citi Prestige Credit Card
- Get benefits worth Rs. 38,000+ in the first year
- Welcome Bonus Miles worth Rs. 4,500
- Taj Group/ ITC Hotels Vouchers of Rs. 10,000
- Reward Points worth Rs. 24,000 on annual spends
Editor's Review
Kotak Solaris Platinum Credit Card
Pros
- Get up to 5X Reward Points on every Rs.150 spent on online purchases
- Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
Citi Prestige Credit Card
Pros
- Never expiring reward points
- Epicure Plan of Taj InnerCircle membership
- Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
- Instantly Pay with Points at select partners
Cons
- High Annual Membership Fee of Rs. 20,000 + taxes
- High-interest rate
