Kotak Solaris Platinum Credit Card vs BOB Financial Select
VS
Fees
Kotak Mahindra Bank
Bank of Baroda
Joining Fees
₹500
₹750
Renewal Fees
₹500
₹750
Network
Mastercard
Mastercard
Editor's Review
3.6
4.3
Free Lounge Access
No
No
Features
Kotak Solaris Platinum Credit Card
- Earn 5X reward points on every Rs.150 spend on online purchases
- Earn 2X reward points for every Rs.150 on other spends
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
BOB Financial Select
- 5X rewards on Dining, Utility bills, Online spends; 1x on others
- 1,000 bonus rewards points every month
- Zero Fuel Surcharge
- Zero Annual Fees basis card usage
Editor's Review
Kotak Solaris Platinum Credit Card
Pros
- Get up to 5X Reward Points on every Rs.150 spent on online purchases
- Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
BOB Financial Select
Pros
- Easy EMI Option
- Multiple redemption options
- In-built insurance cover
Cons
- No Golf Privileges
- No Airport Lounge access
