Kotak Solaris Platinum Credit Card vs BOB Financial PREMIER

Joining Fees

₹500

₹1,000

Editor's Rating

3.6

4.6

Key Features

  • Earn 5X reward points on every Rs.150 spend on online purchases
  • Earn 2X reward points for every Rs.150 on other spends
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver 

 

  • 5X rewards on travel, dining and abroad; 2 Reward points on others
  • Complimentary airport lounge, 24x7 concierge
  • Zero fuel surcharge
  • Fuel surcharge waiver
  • Zero annual fees basis card usage

Editor's Review

Pros

  • Get up to 5X Reward Points on every Rs.150 spent on online purchases
  • Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access

Pros

  • Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
  • 3 lifetime free add-on cards
  • Free Personal Accidental Death Cover


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