Kotak Solaris Platinum Credit Card vs BOB Financial PREMIER
VS
Fees
Kotak Mahindra Bank
Bank of Baroda
Joining Fees
₹500
₹1,000
Renewal Fees
₹500
₹1,000
Network
Mastercard
Visa
Editor's Review
3.6
4.6
Free Lounge Access
No
Yes
Features
Kotak Solaris Platinum Credit Card
- Earn 5X reward points on every Rs.150 spend on online purchases
- Earn 2X reward points for every Rs.150 on other spends
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
BOB Financial PREMIER
- 5X rewards on travel, dining and abroad; 2 Reward points on others
- Complimentary airport lounge, 24x7 concierge
- Zero fuel surcharge
- Fuel surcharge waiver
- Zero annual fees basis card usage
Editor's Review
Kotak Solaris Platinum Credit Card
Pros
- Get up to 5X Reward Points on every Rs.150 spent on online purchases
- Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
BOB Financial PREMIER
Pros
- Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
