Kotak Silk Inspire Credit Card vs YES FIRST Exclusive Credit Card

Kotak Silk Inspire Credit Card
Kotak Silk Inspire Credit Card
Kotak Mahindra Bank · Visa
3.6
₹599 / Joining Fees
Apply Now →
VS
YES FIRST Exclusive Credit Card
YES FIRST Exclusive Credit Card
Yes bank · Mastercard
4.4
₹9,999 / Joining Fees
Apply Now →
Fees
Kotak Mahindra Bank
Yes bank
Joining Fees
₹599
₹9,999
Renewal Fees
₹599
₹9,999
Network
Visa
Mastercard
Editor's Review
3.6
4.4
Free Lounge Access
No
Yes
Features
Kotak Silk Inspire Credit Card
  • Avail 5x  Reward Points on every Rs. 100 spent on Apparels
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
  • Avail 1 reward for every Rs. 200 spent on other categories without any restrictions 
YES FIRST Exclusive Credit Card
  • One complimentary Golf Lesson every calendar month at select golf courses in India
  • Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
  • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
  • 25% discount on movie tickets when booked on BookMyShow Website or Mobile App
Editor's Review
Kotak Silk Inspire Credit Card

Pros

  • 5% savings on apparels
  • Get 1 Reward Point for every Rs.200 spent on other categories
  • Silk Inspired Shield

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 
YES FIRST Exclusive Credit Card

Pros

  • 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • 12 Reward Points per Rs. 200 spent on all other categories
  • Life Insurance Cover 

Cons

  • Low reward rate
  • Limited redemption options 

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